Changing Insurance Plans & Prices
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As the president tries to get our economy back on track, it is only a matter of time before the healthcare behemoth is attacked from all legislative sides...:eek2:
In the meantime, I recently changed insurance plans and it was not easy. Here are a few ideas relative to choosing a new insurance plan:
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Aetna just paid 100% for my 2 level adr at Stenum
I had Aetna with out of network coverage. I had to pre-pay Stenum out of my pocket.
Included in my submission to Aetna were the following; 1. Included the surgery detailed bill from Stenum. 2. I then added a cover letter with the complete history of my back, including the different treatment options that i could have done instead of ADR. 3. I also included the x-rays from Stenum. 4. I also included the email correspondance from Stenum with the surgeons. 5. I also included my Bank of America Money transfers to Stenum. Then I submitted this large package to Aetna. Starting a month after submission I called them every week. In the end Aetna paid 100% and even late interest. I am very happy with them. |
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