[TPatti]

I financed 1/2 of my surgery. I was fortunate, I have a line of credit for my business, up to $70,000 @ 3.1%. The nice thing about a line of credit compared to a traditional loan is that your minimum monthly responsibility is only the interest. If you have a tight month you do not have to pay any principal. If I do not have it paid off in 2 years, I will refinance the house and roll into the new mortgage if rates are still good. I am a contractor so the front of my house is currently ripped apart (shoe makers kids with no shoes), that is why I did not roll into mortgage now. The whole process can seem overwhelming at time but just take it one step at a time. I broke down at a point when I did not have a follow up spine doctor and primary told me he would not have anything to do with it unless I had a local spine doc on board. I kept just fighting the next battle and not looking at how many battles were ahead and finally got there. Decide what the best surgical treatment for you is, then figure out how to make it one step at time. There may be times with set backs that add a few more steps but just keep working at what you is the best for you.