He's Right
BCBS and most others will fight you as long, as the day is long.
I fought them for 9 months, and lost, I went to ONZ, Germany, had just what you said, Hybrid, more on that in a moment, and now the insurance is fighting me on the payment for the surgery, they paid for the hospital stay, their share, but I will appeal the payment for the surgeon's fees.
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I went, originally for a two level, M6, and they could not access the lower level, L5-S1, so they offered the PLIF, I accepted, this was the major pain generator, and I really did not see an option.
If I had been in the USA, I most likely, with Communist Health REGULATIONS would have had to pay for the second surgery, FULL PRICE.
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Even Aetna will fight you, if you do not have it done in the USA.
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Jerry, Somewhere Ohio
L2-3 herniation, two days before Thanksgiving, 2012, Discectomy/Laminectomy, 3/13 Numbness in the right leg, lateral femoral, gone, July 10, 2014 L45 M6 ADR, July 15 PLIF L5-S1, Not able to access L51 Anterior.
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