[annapurna]

A nastier twist to the insurance game is a question of how they generate their statistics. If "most people get better in a year or two" and most people in severe pain have to go out on disability from their work, after a year or two do most people get put on long-term disability and are now covered under a different insurance system? If you look at the numbers without thinking, it looks like most people no longer need insurance coverage for back/neck pain after a couple of years. I wonder if it is really a numbers game.