They have indoor pools here!
The temperature on most pools at the gyms here is in the range of 69 - 74* degreesF, so in saying that maybe my back just cannot handle the temps under 77 - 80*

I have not had the luxury of having the insurance cover a great PT facility and am in consistant battle with them to get even 2nd rate PT.
(That is another show)

I have heard about these places locally that have warm water PT and water exersizing going on but have not made it there yet. Thus, I rely on local gyms and their pools are just cold to me.

In the mean time I am saving for that 50k!!